Health Savings Account - First National Bank of Hartford
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Health Savings Account (HSA)

First National Bank offers Health Savings Accounts (HSAs) and can act as the account custodian for your employees. HSA accounts are used in conjunction with a high-deductible health insurance plan and allow employees to save money tax-free against medical expenses. Unlike a Flexible Spending Account (FSA), funds roll over and accumulate year-to-year if not spent. HSAs are owned by the individual, not the employer.

  • $500.00 minimum daily balance required to earn interest
  • If the balance falls below $500.00, a $2.50 monthly maintenance fee will be assessed
  • $100.00 minimum deposit required to open the account
  • Debit card access only
  • Interest paid monthly
  • Rate of interest subject to change after account is opened

For more information about offering your employees an HSA account, please contact a New Accounts Representative at any of our locations or email us at fnb@fnb-hartford.com.