Business Checking - First National Bank of Hartford
Skip to main content

Business Checking and Money Market Account Comparison

Business Checking Account Comparison

  FNB Small Business Checking
Open Account
FNB Small Business Checking Plus
Open Account
Business Checking
Open Account
Business Community Choice Money Market
Open Account
Is it Right for You? Offers simplicity, value, and convenience for newer or smaller businesses.
Provides flexibility and value for businesses with the option to earn interest.1
Designed for high transaction volume businesses. This is an analyzed account - balances earn a credit that may offset eligible monthly service fees.
Earn interest1 while benefiting from limited withdrawals.
Initial Deposit $100
$100
$100
$100
Minimum Balance None
$5,000 minimum daily balance required to earn interest
None
$2,500 minimum daily balance required to earn interest
Free Combined Transactions per Month2 500
500
See chart below
Preauthorized, automatic
transfers; transfers and
withdrawals initiated by
telephone, facsimile, or computer; and transfers made by check, debit card, or other similar order payable to third parties must be limited to a total of six per four-week statement cycle. 
Cost per Excess Transaction $0.15
$0.15
See chart below
Transactions that exceed the above limit will be charged a $15.00 excessive transaction fee.
Debit Card* Yes
Yes
Yes
Discuss with bank staff
Online Banking Online Banking or FNB ez Business Banking***
Online Banking or FNB ez Business Banking***
Online Banking or FNB ez Business Banking***
Online Banking or FNB ez Business Banking***
24-Hour Telephone Banking Yes
Yes
Yes
Yes
Mobile Banking with Mobile Deposit Yes, with Online Banking only
Yes, with Online Banking only
Yes, with Online Banking only
Yes, with Online Banking only
Bill Pay Yes, with Online Banking only
Yes, with Online Banking only
Yes, with Online Banking only
Discuss with bank staff
ACH Origination Yes, with FNB ez Business Banking only
Yes, with FNB ez Business Banking only
Yes, with FNB ez Business Banking only
Discuss with bank staff
Remote Deposit Capture Yes, with FNB ez Business Banking only
Yes, with FNB ez Business Banking only
Yes, with FNB ez Business Banking only
Yes, with FNB ez Business Banking only
Free e-Statement** Yes
Yes
Yes
Yes
Monthly Service Fees Waived with free e-statement, otherwise $5.00 fee for requested paper statement per cycle period
$10 if balance falls below $5,000
Check Image Statement
  • Monthly maintenance fee —$12.00
  • Charge per check written — $0.12
  • Charge per deposit —$0.15
  • Charge per transit item — $0.10
Check Safekeeping
  • Monthly maintenance fee —$6.00
  • Charge per check written — $0.10
  • Charge per deposit —$0.12
  • Charge per transit item — $0.08

If the balance falls below $2,500, a $10 monthly maintenance fee will be assessed
More Information FNB Small Business Checking
FNB Small Business Checking PLUS
Business Checking
Business Community Choice Money Market


Fees could reduce earnings on the account.
1Rate of interest subject to change after account is opened.
2Item count includes deposits, deposited items, checks written and credit/debits.
*A fee will be assessed for transactions conducted at non-First National Bank of Hartford ATMs. A surcharge fee may also be applied by the ATM owner, unless the ATM owner is a member of the ATM Access network.
**$5.00 fee for requested paper statement per cycle period.
***Fees may apply for FNB ez Business banking with optional ACH and Remote Deposit capture.