Business Checking Account Comparisons

Business Checking Account Comparison

	Small Business Checking Open Account	Small Business Checking Plus Open Account	Business Checking Open Account
Is it Right for You?	Offers simplicity, value, and convenience for newer or smaller businesses.	Provides flexibility and value for businesses with the option to earn interest.¹	Designed for high transaction volume businesses. This is an analyzed account - balances earn a credit that may offset eligible monthly service fees.
Initial Deposit	$100	$5,000	$100
Minimum Balance	None	$5,000 minimum daily balance required to earn interest	None
Free Combined Transactions per Month	500²	500²	See chart below
Cost per Excess Transaction	$0.15	$0.15	See chart below
Debit Card	Yes*	Yes*	Yes*
Online Banking	Yes***	Yes***	Yes***
24-Hour Telephone Banking	Yes	Yes	Yes
ACH Origination	Yes, with Business Online Banking only	Yes, with Business Online Banking only	Yes, with Business Online Banking only
Remote Deposit Capture	Yes, with Business Online Banking only	Yes, with Business Online Banking only	Yes, with Business Online Banking only
Free e-Statement	Yes**	Yes**	Yes
Monthly Service Fees	$5.00 fee per cycle period for requested paper statement	$10 if balance falls below $5,000; $5.00 fee per cycle period for requested paper statement	Check Image Statement Monthly maintenance fee —$12.00 Charge per check written — $0.12 Charge per deposit —$0.15 Charge per transit item — $0.10 Check Safekeeping Monthly maintenance fee —$6.00 Charge per check written — $0.10 Charge per deposit —$0.12 Charge per transit item — $0.08
More Information	Small Business Checking	Small Business Checking PLUS	Business Checking

Fees could reduce earnings on the account.
¹Rate of interest subject to change after account is opened.
²Item count includes deposits, deposited items, checks written and credit/debits.
*A fee will be assessed for transactions conducted at non-Forte Bank ATMs. A surcharge fee may also be applied by the ATM owner, unless the ATM owner is a member of the ATM Access network.
**$5.00 fee per cycle period for requested paper statement.
***Fees may apply for Business Online Banking with optional ACH and Remote Deposit capture.
Funds Availability Disclosure