Personal Checking & Money Market Account Comparison

Account Comparisons

	Freestyle Checking Open Account	FNB Interest Checking Open Account	Primetime Checking (55+) Open Account	Community Choice Money Market Open Account
Is it Right for You?	A straightforward free checking account.	Earn interest on your checking account while taking advantage of all of our conveniences and benefits.	For those who are 55 and better and want to enjoy the additional perks of being part of our Primetime Club.	Earn more interest while still benefiting from limited withdrawals.
Initial Deposit	$100	$100	$100	$100
Minimum Balance	None	$1,000 minimum daily balance	$2,500 minimum daily balance required in any one type of deposit account for this checking account to earn interest	$2,500 minimum daily balance required to earn interest
Earn Interest	No	Yes, if minimum balance requirement is met. ¹	Yes, if minimum balance requirement is met. ¹	Yes, if minimum balance requirement is met. ¹
Debit Card or ATM Card*	Yes	Yes	Yes	Discuss with bank staff
ATM Access	Access to hundreds of surcharge-free ATMs in Wisconsin Search now	Access to hundreds of surcharge-free ATMs in Wisconsin Search now	Access to hundreds of surcharge-free ATMs in Wisconsin Search now	Discuss with bank staff
Check Writing Privileges	Unlimited	Unlimited	Unlimited	Yes
Online Banking	Yes	Yes	Yes	Yes
Bill Pay	Yes	Yes	Yes	Discuss with bank staff
Mobile Banking with Mobile Deposit	Yes	Yes	Yes	Yes
Direct Deposit	Yes	Yes	Yes	Yes
24-Hour Telephone Banking	Yes	Yes	Yes	Yes
Overdraft Protection	Yes, with another deposit account	Yes, with another deposit account	Yes, with another deposit account	Yes, with another deposit account
Monthly Service Fees	None	If the balance falls below $1,000, a $6 monthly maintenance fee will be assessed	If the balance falls below $2,500, a $6 monthly maintenance fee will be assessed	If the balance falls below $2,500, a $10 monthly maintenance fee will be assessed
More Information	Freestyle Checking	FNB Interest Checking	Primetime Checking	Community Choice Money Market

¹Rate of interest subject to change after account is opened.
*A fee will be assessed for transactions conducted at non-First National Bank of Hartford ATMs. A surcharge fee may also be applied by the ATM owner, unless the ATM owner is a member of the ATM Access network.