At First National Bank, we've been helping people buy homes for more than a century. That's because we make our loan decisions LOCALLY, our lenders serve as trusted advisors throughout the entire process, and we service the life of most loans — unlike the big banks.
Most importantly, we use a tailored approach to find you the best solution. We offer traditional home loan solutions, including fixed and adjustable rate mortgages and lot and construction loans, as well as — Veterans Affairs (VA) home loans, USDA Rural Development loans, WHEDA loans and Jumbo loans.
We've also been able to help customers who find that a typical fixed rate product won’t work for them. If you find yourself in a unique or challenging situation, we might have an option for you with our portfolio ARM products.
At First National Bank we work with home buying grant programs that many banks don’t. In 2019, eligible homebuyers can receive up to $6,000 through the Downpayment Plus® Program* grant and $5,000 through the Down Payment Assistance Loan Program** toward down payment and closing costs. First National Bank offers both of these programs, but not all lenders do.
$1,000 Off Closing Costs for First-Time Homebuyers
To further assist first-time homebuyers achieve their dream of owning a home, we offer $1,000 off closing costs! For a limited time, we're also offering $250 off closing costs for non-first-time homebuyers.
Whether you’re buying, building or refinancing a home, we empower you with the solution that best fits your needs.
Our mortgage solutions include:
Take Our Mortgage Quiz to find out if you're ready to buy a home.
Apply Now for a Mortgage
Get a Home Loan Quote
Use our Financial Calculators
*“Downpayment Plus” is a registered trademark of and a program offered from the Federal Home Loan Bank of Chicago. Restrictions apply. Please visit the Federal Home Loan Bank of Chicago’s website for complete requirements.
**Down Payment Assistance Loan program is offered from the Department of Housing and Urban Development, funded by the Home Consortium. Restrictions apply. Please see the Home Consortium website at www.homeconsortium.com for complete requirements.