At First National Bank, we've been helping people buy homes for more than a century. That's because we make our loan decisions LOCALLY, our lenders serve as trusted advisors throughout the entire process, and we service the life of most loans — unlike the big banks. Most importantly, we use a tailored approach to find you the best solution. We are pleased to now be offering four new home mortgage options to meet your needs — Veterans Affairs (VA) Home loans, USDA Rural Development loans, WHEDA loans and Jumbo loans.
We also work with home buying grant programs that many banks don’t. In 2018, eligible homebuyers can receive up to $6,000 through the Downpayment Plus® Program* grant and $5,000 through the Down Payment Assistance Loan Program** toward down payment and closing costs. First National Bank offers both of these programs, but not all lenders do.
Whether you’re buying, building or refinancing a home, we empower you with the solution that best fits your needs.
Our NEW mortgage solutions include:
Our traditional mortgage solutions include:
Contact a lender to learn more or use one of our financial calculators.
Take Our Mortgage Quiz to find out if you're ready to buy a home.
Apply for a Mortgage Now
Get a Home Loan Quote
*“Downpayment Plus” is a registered trademark of and a program offered from the Federal Home Loan Bank of Chicago. Restrictions apply. Please visit the Federal Home Loan Bank of Chicago’s website for complete requirements.
**Down Payment Assistance Loan program is offered from the Department of Housing and Urban Development, funded by the Home Consortium. Restrictions apply. Please see the Home Consortium website at www.homeconsortium.com for complete requirements.