Certificates of Deposit - First National Bank of Hartford
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Certificates of Deposit

If you’re looking to earn a higher interest rate on your savings, then a certificate of deposit (CD) may be for you! A CD gives you a guaranteed interest rate, typically higher than standard savings accounts, for a specific period of time, ranging from three months to five years. Total deposits are fully insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor.
 
Choose the term that best meets your needs!
  • $1000.00 minimum investment
  • Personal or business CDs available
  • Terms ranging from 3-60 months
  • Early withdrawals subject to penalty
  • If the CD automatically renews at maturity, the rate of interest is subject to change from the original term
  • Interest on CDs compounds quarterly
  • Terms may vary for CD specials

CD Specials

As of 6/22/2018
Currently First National Bank is offering TWO high-yield CD specials. In a changing-rate environment, these CD specials guarantee your rate for the term of the CD. Let us guide you to high yields!

Requirements:

15-Month CD Special — 2.35% APY

  • $5,000 minimum deposit, not to exceed $250,000 per depositor
  • $2,500 of the opening amount must be money not currently on deposit at First National Bank
  • You must have or establish a checking account relationship to qualify ($100 minimum initial deposit required to open a checking account)
  • Interest will either be compounded or paid to a checking account at First National Bank
  • Early withdrawals subject to penalty
  • Business and municipal money excluded

29-Month CD Special — 2.75% APY

  • $5,000 minimum deposit, not to exceed $250,000 per depositor
  • You must have or establish a checking account relationship to qualify ($100 minimum initial deposit required to open a checking account)
  • Interest will either be compounded or paid to a checking account at First National Bank
  • Early withdrawals subject to penalty
  • Business and municipal money excluded

Ladder Your CDs

Consider taking advantage of both of our CD specials to ladder your investment. Investing part of your money in the 15-month CD and part of it in the 29-month CD gives you access to some of your money in a shorter period of time, while also allowing you to take advantage of the highest rate.

You don't want to miss out on these limited-time offers – they're subject to end at any time!
For more information, or to open an account, please contact a Personal Banker at any of our locations or email us at fnb@fnb-hartford.com.